Regulatory Reporting Specialist – Central Bank (CADOCs)

About CloudWalk: We are not just another fintech unicorn. We are a pack of dreamers, makers, and tech enthusiasts building the future of payments. With millions of customers and a hunger for innovation, we're now expanding our neural network - literally and metaphorically.   We are looking for a specialist to act as the  technical reference for regulatory reporting to the Brazilian Central Bank (BCB) , with a strong focus on  Financial Statements (DFs), CADOCs , and  external audit coordination . You’ll play a key role in ensuring that all submissions are  accurate, timely, and audit-ready . About CloudWalk: We are not just another fintech unicorn. We are a pack of dreamers, makers, and tech enthusiasts building the future of payments. With millions of customers and a hunger for innovation, we're now expanding our neural network - literally and metaphorically.   We are looking for a specialist to act as the  technical reference for regulatory reporting to the Brazilian Central Bank (BCB) , with a strong focus on  Financial Statements (DFs), CADOCs , and  external audit coordination . You’ll play a key role in ensuring that all submissions are  accurate, timely, and audit-ready . About CloudWalk: We are not just another fintech unicorn. We are a pack of dreamers, makers, and tech enthusiasts building the future of payments. With millions of customers and a hunger for innovation, we're now expanding our neural network - literally and metaphorically.   We are looking for a specialist to act as the  technical reference for regulatory reporting to the Brazilian Central Bank (BCB) , with a strong focus on  Financial Statements (DFs), CADOCs , and  external audit coordination . You’ll play a key role in ensuring that all submissions are  accurate, timely, and audit-ready . What You'll Be Doing - Lead the regulatory accounting close process and the preparation of Balance Sheet, Income Statement (DRE), Cash Flow (DFC), Statement of Changes in Equity (DMPL) and Notes, under COSIF and CPC/IFRS (when applicable). - Prepare, validate, and submit CADOC reports and other regulatory filings applicable to Payment Institutions (Segment S3), maintaining full audit trails and reconciliations with the general ledger. - Manage and improve the regulatory reporting calendar, anticipating risks and developing action plans as needed. - Design and maintain internal controls and automated data quality validations (completeness, accuracy, consistency, timeliness), supported by KPIs and SLAs. - Act as the main point of contact for external auditors, handling PBC lists, Q&As, circularization processes, and coordination with internal stakeholders. - Collaborate with Data and Engineering teams to document business rules, enhance ETL/ELT pipelines, and automate checks and reporting packages. - Support Treasury, Risk, FP&A, Legal, and Compliance teams with regulatory data and financial statement analysis. - Monitor regulatory changes from BCB/CMN applicable to Segment S3 and lead updates to internal processes and templates. What You Need to Succeed - Bachelor’s degree in Accounting, Economics, Business Administration, or related fields. - (Active CRC registration is a strong plus.) - Experience in accounting or regulatory roles within financial or payment institutions, with hands-on work in DFs, COSIF and CADOCs. - Solid experience with external audits (Big 4 or similar), including planning, execution, and issue resolution. - Advanced Excel/Google Sheets and basic to intermediate SQL for reconciliation and data testing. - Working knowledge of BCB/CMN regulations applicable to Segment S3 Payment Institutions and internal controls frameworks. - Excellent command of PortugueseEnglish for reading/writing regulations and auditor communications is desirable. Nice-to-Have - Understanding of IFRS 9 (credit risk classification and expected loss modeling). - Familiarity with Python (pandas) for automation of checks and reporting packages. - Experience with BI tools (Looker, Data Studio, Power BI) and cloud databases (BigQuery, Snowflake, Postgres). Join us at CloudWalk, where we’re not just engineering solutions; we’re building a smarter, AI-driven future for payments—together.   By applying for this position, your data will be processed as per CloudWalk's Privacy Policy that you can read   here in Portuguese  and  here in English.